Super Visa insurance cost for a parent aged 65-69
Super Visa insurance for a parent aged 65-69 is generally priced higher than younger bands, since applicants 60 and over complete a medical questionnaire that sets the premium. There is still no age limit. The exact cost depends on health answers, coverage amount, deductible and the required 365-day term, so a personalized quote is the only accurate figure.
Key takeaways
- A medical questionnaire sets the premium from age 60 — eligibility is not affected.
- There is no age limit; a parent aged 65-69 can still be covered.
- Super Visa requires at least $100,000 coverage, valid 365 days, from a Canadian insurer.
- Health answers, coverage amount and deductible all move the premium.
- Only a personalized quote gives an accurate price — no fixed number applies.
For a parent aged 65 to 69, Super Visa insurance is entirely available — there is no age limit — but the premium reflects both age and the medical questionnaire that applies from 60. Knowing what shapes the price helps you plan the sponsorship without unwelcome surprises.
The requirement behind the price
A Super Visa policy is not a short holiday plan. Immigration, Refugees and Citizenship Canada (IRCC) requires emergency medical insurance of at least $100,000, valid for 365 days, from a Canadian insurer, covering health care, hospitalization and repatriation. Our Visitors to Canada product includes Super Visa coverage. The full-year term is built into every premium, so the cost always reflects a year of coverage.
Age, the questionnaire and eligibility
From age 60, applicants complete a medical questionnaire. For a parent aged 65 to 69 it does two things: it sets the premium and determines how pre-existing conditions are treated. It does not decide eligibility — there is no age limit on the plan. Premiums in this band are generally higher than for younger applicants, reflecting age-related risk and the health answers provided, but coverage is still available.
Pre-existing conditions at this age
Many parents aged 65 to 69 manage one or more chronic conditions. Stable, managed conditions are often covered when they meet the policy’s defined stability period before the coverage start date. At older ages the stability requirements and terms can be stricter, so it is especially important to read the wording, answer the questionnaire fully and accurately, and keep documentation from the doctor. Honest, complete disclosure is what protects a claim later.
What moves the premium
The main drivers are:
- Health answers on the questionnaire,
- Coverage amount (the $100,000 minimum, or a higher limit),
- Deductible option, and
- the fixed 365-day term, with a start date matched to arrival.
Why there is no single price
With age and health answers both feeding into the calculation, the range of possible premiums is wide. Any specific figure quoted without your parent’s details is guesswork, so treat published numbers as a general sense of range only, not a quote that applies to your family.
What the premium actually pays for
It is worth remembering what the cost buys. A Super Visa plan is emergency medical coverage: it pays for eligible hospital and physician care, diagnostics, and emergency transport up to the coverage limit if your parent is injured or becomes ill in Canada. Plans typically include a 24/7 assistance line that can direct your parent to appropriate care and coordinate billing with the hospital, sparing your family from paying up front in an emergency. For a parent in their late sixties, that protection is the core value — the premium reflects both a full year of coverage and the higher likelihood of needing care at this age.
Keeping the cost sensible
A higher deductible can trim the premium if you are comfortable covering the first portion of a claim. A coverage amount matched to the real risk — while still meeting the $100,000 minimum — also helps. Completing the questionnaire accurately the first time ensures conditions are assessed correctly and avoids problems at claim time.
Get the real number before you apply
For a parent aged 65 to 69, the only accurate figure is a personalized quote reflecting the health answers, coverage amount, deductible and full 365-day term. Comparing your options with a quote is the quickest way to see the real price and confirm the plan meets the IRCC requirement before you submit the application.
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Purchase now →Frequently asked questions
Is there an age limit at 65-69?
No. There is no age limit on the Visitors to Canada / Super Visa plan. A parent aged 65-69 completes a medical questionnaire that sets the premium and how pre-existing conditions are treated, but coverage remains available regardless of age.
Will a pre-existing condition be covered at this age?
Stable, managed conditions are often covered when they meet the policy's defined stability period before coverage starts. The stability period and terms can be stricter at older ages, so read the wording and answer the questionnaire fully and accurately to protect any future claim.
How can I keep the premium down?
Consider a higher deductible, choose a coverage amount suited to the risk, and complete the questionnaire accurately so conditions are assessed correctly. A quote lets you compare these options and see the effect on the price.
TripCovered is a licensed insurance referral service operating in Ontario. Insurance is administered by North American Air Travel Insurance Agents Ltd., doing business as TuGo®, a licensed insurance broker in all provinces and territories. The issuer of the contract is Industrial Alliance Insurance and Financial Services Inc. and Industrial Alliance Pacific General Insurance Corporation. Coverage is subject to the terms, conditions, limitations and exclusions of the policy. This website provides general information only and is not a contract of insurance. Always read your policy wording before you travel.